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Tips to get the most out of ACA enrollment

Do you buy your own health insurance? Every year during an open enrollment period, you can select or renew your Affordable Care Act (ACA) health plan for the following year.

The open enrollment period for ACA coverage runs from November 1 to January 15 in North Carolina. Outside of that window, you'll need a qualifying life event in order to enroll or make a change to your coverage.

For most people, open enrollment is the only chance to get ACA health coverage for the upcoming year. And we’re here to make the process simple and easy for you.

Here are the steps to take for a smooth enrollment

Current members

  1. Watch for your rate notice to arrive in the mail. Read through that information carefully.
  2. Head over to Blue Connect. You’ll find your updated premium with the corrected subsidy amount, if applicable, as well as any lower-cost plan recommendations available to you.
  3. Once you select a plan, be sure to check our Find Care tool to make sure your doctors and hospitals will be in-network.

New members

  1. Go to It’s our easy-to-use enrollment tool to simplify and streamline the process.
  2. Complete the simple online form to see if you qualify for a subsidy.
  3. Select a plan for you and your family.

Dental and vision

Your oral health and vision play an important role in your overall health. Blue Cross NC offers affordable individual and family plans for both vision and dental. You can purchase coverage at any time throughout the year, with or without Blue Cross NC medical coverage.

Need help?

  • Current members can visit the Contact Us area of Blue Connect to get help through live chat or secure messaging – or call the number on the back of their member ID card.
  • Make an in-person or virtual appointment at one of our Blue Cross NC Centers located across the state.
  • Reach out to an authorized Blue Cross NC agent in your community or an agent-run Blue Cross NC Retail Store.
authors photo

James LaCorte

James LaCorte

Social Media Manager

James is a social media manager and has been employed by Blue Cross NC since 2003. He has built his career working in a variety of areas across the company. When not working, you can find him kayaking a local river, photographing a nature scene or running around with his family.

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