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Everyone under the age of 65 has the opportunity to purchase health insurance during the Open Enrollment Period.

Open Enrollment is from November 1 to December 15 every year for coverage starting on January 1.

You can purchase or change a plan outside of Open Enrollment if you have a qualifying life event. There are many things that can be considered a qualifying life event, like: loss of health coverage (losing a job, turning 26, or graduating and losing a student plan), turning 65 and needing to purchase a Medicare plan, changes to your household (having a baby, getting married or divorced, death in the family), changes to your physical location (moving to a new county or ZIP Code, moving from a shelter into a home), becoming a US citizen, leaving jail or prison, and/or changes to your income that may affect a subsidy you qualify for.

You can buy a Medicare plan during the enrollment periods. You can also purchase a Medicare plan anytime you turn 65 even if it isn't during an enrollment period. 

Annual Enrollment Period is from October 15 – December 7 every year.

Open enrollment for Medicare is from January 1 – March 31 each year.

Medicare Supplement plans can be renewed May 1 – 31 for a June 1 start date.

No. Employers can shop for group ancillary plans* any time during the year and set their own enrollment periods for their employees. They can also add extra benefits (like life insurance) at any time.

*Group plans are plans that are offered through an employer.