Enroll Now for 2023 Health Coverage

Individuals and Families

November 1 – December 15

Select or switch your health plan for the coming year. Enroll by December 15 to get coverage for January 1, 2023. Learn More

Shop Individual and Family Plans

What's happening this month:

National Influenza Vaccination Week is held in December.

Did you know that the CDC recommends everyone 6 months of age and older get the flu vaccine?

See our flu shot FAQs.

The power to stop the spread of germs is in your hands.

National Hand Washing Awareness Week (December 5-11) reminds us of the importance of hand hygiene this holiday season.

See our handwashing tips.

Can you share your holidays with a family in need?

Whether you sponsor a family, donate or volunteer your time, you can spread holiday cheer in the community.

See how to share your Christmas through a local nonprofit!

Shop Health Insurance Plans in North Carolina

individual and family Individual & Family Shop for a plan for yourself, your spouse or your family. We have a variety of plans to help you make your health a top-priority.

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medicare doctor Medicare If you're over 65, our Medicare plans offer benefits to help you stay healthy. You can shop for a plan and get a quote for yourself or a loved one online.

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business Business Find plans for both large and small businesses with coverage to fit you and your employees' needs.

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vision and dental Vision & Dental Did you know the health of your eyes and teeth affect your overall health? Our low-cost vision and dental plans make it easy to manage your health.

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Shop Individual and Family Plans

Individual and family plans are perfect for singles, couples or families with children. We have a variety of options to fit your needs and budget. That means, we have the plan right for you.

And nearly 89% of people who apply for a plan can receive a discount called a subsidy (tax credit)1. This is to help offset the cost of your plan.
 

Plans include your checklist for good health:

  • No referrals to see a specialist
  • Annual wellness visits covered at 100%
  • Three free in-network primary care visits on select plans2
  • Wellness programs to treat diabetes, smoking, and other health conditions
  • Rewards and reimbursements for staying healthy and active
  • 98% of hospitals and 95% of doctors in-network3
  • 24/7 Telehealth for physical and behavioral health4

You must choose your new health plan by December 15 for a January 1 start date.​

Find a Plan  More Information

*Le estamos enviando a HealthSherpa para comprar su plan de seguro médico de Blue Cross and Blue Shield of North Carolina (Blue Cross NC). HealthSherpa es un vendedor certificado por los Centros de Servicios de Medicare y Medicaid (CMS, en inglés) que Blue Cross NC ha seleccionado para facilitar el proceso de inscripción. Tenga en cuenta que estará saliendo de BlueCrossNC.com y el sitio web de Blue Cross NC. HealthSherpa se hace responsable por el sitio al cual le estamos enviando, incluidas las políticas de privacidad que gobiernan el sitio.

Resume an application  |  Already a member?

Shop Medicare Plans

Blue Cross NC offers a variety of Medicare plans to fit your budget and your lifestyle.

Our plans include:

  • $0 premiums and $0 copays on select Medicare Advantage plans4
  • Prescription coverage5
  • Dental and vision allowances6
  • A no-cost routine hearing exam plus discounts on hearing aids6
  • An over-the-counter allowance for eligible wellness purchases6
  • A Medicare + Medicaid option
     

Get a Plan Recommendation Today With Our Simple Online Tool
 

Find a Plan  Learn More about Medicare

Shop Vision and Dental Plans

Vision and dental plans are a low-cost way of keeping your total health top of mind. We have plans available for all plan types - including individual and family and Medicare plans. Vision and dental plans can be added to a health plan as you're shopping - or you can buy them on their own if you just need vision or dental care. 

Vision Plans

  • Plans starting at just $7
  • No-copay on routine, preventive eye exams
  • Discounts on frames, lenses, and contacts
  • Testing for diseases like glaucoma, diabetes, and heart disease
Vision Plans More Information

Dental Plans

  • Plans starting at $23
  • No-cost routine, preventive care
  • Coverage for basic and major services - like fillings or surgery
  • Low-deductible plan available
Dental Plans More Information
 

With Healthy Blue, Blue Cross NC is serving Medicaid members across the state.

Learn more about how Medicaid works in North Carolina and Healthy Blue eligibility.

Learn more about Healthy Blue

young family playing in the yard

Resources for Our Members

As a member, you have access to a variety of online tools to help you manage your health and insurance plan. 

  • Plan coverage details and health management programs
  • Forms and documents needed to manage your care 
  • Easy online payment and autopay options
  • Rewards programs and health and fitness discounts

 

Member Resources

Blue Connect Login

We do more than provide health insurance for North Carolina.

the Blue team

December 3 is the International Day of Persons with Disabilities.

This observation from the United Nations promotes understanding and support for the rights, dignity and well-being of those with disabilities.

Discover how this day creates a more inclusive future.

Seramount names us one of their 100 Best Companies.

Inclusive culture, family-friendly policies, mental health support – we're investing in the health and well-being of our employees.

See the workplace benefits that help us stand out.

Discover how we’re serving all North Carolinians.

We formed a Diversity, Equity and Inclusion (DEI) Council to improve the health and well-being of our customers and communities.

See our dedication to DEI work.

Need help understanding health insurance?

  • See how health insurance works, step-by-step
  • Find the right place to go when they need medical care
  • Get tips for managing health care costs
  • Find definitions for health insurance words in easy-to-follow pictures

See How Health Insurance Works

juggling health care questions

Visit an In-Network Doctor or Pharmacy

An in-network doctor or pharmacy can help you save money.

  • Search for doctors, dentists, and pharmacies in your network
  • Compare costs on medicationss
  • Read doctor reviews and see patient feedback
  • Estimate costs on medications and health care services

Find a Doctor or Pharmacy

Point of Blue

Four children showing Band-Aids where they were vaccinated
Yes, you can keep your kids safe over the holidays
sad man sitting in shadows
Stress, depression or something else? 5 ways to get help
woman slicing apples for holiday meal
4 hacks to stay healthy this holiday season
group of children sitting with their arms on each other
Can we end the stigma of mental illness in kids?

Visit our other member websites.

SHPNC.org
For Teachers and State Employees

BlueCrossNC.com/FEP
For Federal Employees

StudentBlueNC.com
For College Students

HealthyBlueNC.com
For Medicaid Members

  • 1

    www.cms.gov/files/document/health-insurance-exchanges-2022-open-enrollment-report-final.pdf (Accessed September 2022).

  • 2

    Three free in-network primary care provider (PCP) visits available on specific plans.

  • 3

    Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC’s PPO Network as of July 28, 2022.

  • 4

    Telehealth benefits are available on all plans either from Blue Cross NC or through the provider network. Blue Cross NC provides the telehealth program for your convenience and is not liable in any way for the goods or services received. Blue Cross NC reserves the right to discontinue or change the program at any time without prior notice. Decisions regarding your care should be made with the advice of a doctor. Depending on your plan, selected programs may not be available to you at this time. Check with Blue Cross NC Customer Service to determine your eligibility. Blue Cross NC has contracted with a third-party vendor independent from BlueCross NC to bring you telehealth benefits.

  • 5

    Not included on medical-only plans.

  • 6

    On select plans.

  • 7

    Source: U.S. News & World Report's "Best Medicare Advantage Plan Insurances Companies of 2022" Accessed 10/2021.

  • Y0079_11749_M CMS Accepted 09282022