Health Insurance Plans
for North Carolina

Giving you confidence in your health care

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COVID-19 Updates and Information


General COVID-19 Updates

Find the most accurate and up-to-date information about COVID-19 (coronavirus). Learn about the virus, its symptoms and getting tested.

For Members

Find out what Blue Cross NC is doing to support members. See how your coverage has changed to help with COVID-19 care.

For Providers

Find out what Blue Cross NC is doing to support providers. We're expanding access to care, virtual visits and relief efforts.

Shop for health insurance plans

Our enrollment period may be over, but a qualifying life event - like turning 65 or changing jobs - means you can shop for a plan all year long. 

Individual & Family

  • Three plan levels to meet health and budget needs
  • Access to a variety of health and wellness programs
  • Choose from large to local provider networks

Start Shopping

Medicare Plans

  • $0 Medicare Advantage plans available service area wide1
  • Medicare plans that fit your needs and budget
  • Trusted for over 85 years - we're here for you

Start Shopping

Business Plans

  • Small business and large group plans available
  • Statewide or budget-friendly local plan coverage
  • Add coverage with dental, vision or life insurance for all employees

Start Shopping

Shop All Plans 

Are you a member? Get more out of your health insurance

Managing your insurance plan is the key to better health. Our member resources give you the information, documents and help you need to stay on top of your health care. 

Making a payment just got easier

Pay your monthly premium, set up autopay or keep track of your past payments. 

Pay My Bill

Find and download important forms

Download claim forms, appeal forms or coverage documents to manage your medical services.

Find Member Forms

Save money with an in-network doctor

We have one of the largest provider networks. Find a doctor in your network that meets your needs.

Find a Doctor

Use the benefits you're paying for

Plan benefits can sometimes be overlooked. Understand your coverage and plan your care.

Log into Blue Connect

Did you know?

Navigating health insurance can be confusing, but it doesn't have to be. Blue Cross NC puts you in control of your health care with our easy-to-use suite of online tools - available anywhere, anytime.

Blue Connect gives you convenient access to all the things you need to feel confident in your health care decisions - like Find a Doctor, cost estimators, coverage details and our 24/7 nurse hotline. Away from your computer? Our Blue Connect Mobile app gives you the same great features while on-the-go.

Blue Connect Tools

The Point of Blue

Blog articles to help you better understand and control the cost of your health insurance.


5 Ways to Save on Health Care Costs Today
5 Ways to Save on Health Care Costs Today

It can feel as though health care costs are out of our control – and that’s because, a lot of the time, they are. However, that doesn’t mean that we can’t play an active role in reducing our health care costs. Here are five ways to save on your next health care expense.

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Why Health Insurance is Important and What Options You Have
Why Health Insurance is Important and What Options You Have

The decisions you make now about your health can impact the rest of your life. You may skip annual health checkups and ignore minor health problems, but that can get worse and more expensive to treat over time.

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Why Having a Primary Care Doctor is Important
Why Having a Primary Care Doctor is Important

Your primary care doctor is your medical “home.” It’s the doctor you visit for most medical needs and the person you speak to about your health questions and concerns.

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A beginner’s guide to understanding health insurance
A Beginner’s Guide to Understanding Health Insurance

What is a deductible? How do I find out what my copay will be? No matter how long you stare at your insurance EOB, or explanation of benefits, it’s likely you still don’t understand it.

Read more

Other Member Websites

NC State Health Plan
Blue Cross Blue Shield Federal Employee Program


Student Blue


Healthy Blue is our health plan for Medicaid members. We work with thousands of doctors, specialists, and hospitals throughout North Carolina, and we partner with many local organizations to help you get the care and services you need to live your best.