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Shop Health Insurance Plans in North Carolina
Medicare enrollment is now open until December 7.
Open enrollment for individual and family plans is now open until January 15. Enroll by December 15 for coverage starting on January 1.
Shop Individual and Family Plans
Individual and family plans are perfect for singles, couples or families with children. We have a variety of options to fit your needs and budget. That means, we have the plan right for you.
And nearly 88% of people who apply for a plan can receive a discount called a subsidy (tax credit)1. This is to help offset the cost of your plan.
Plans include your checklist for good health:
- No referrals to see a specialist
- Annual wellness visits covered at 100%
- Three free in-network primary care visits on select plans
- 24/7 Telehealth for physical and behavioral health2
- Wellness programs to treat diabetes, smoking and other health conditions
- Rewards and reimbursements for staying healthy and active
- Thousands of in-network doctors and specialists3
You must choose your new health plan by December 15 for a January 1 start date.
Find a Plan More Information
*Le estamos enviando a HealthSherpa para comprar su plan de seguro médico de Blue Cross and Blue Shield of North Carolina (Blue Cross NC). HealthSherpa es un vendedor certificado por los Centros de Servicios de Medicare y Medicaid (CMS, en inglés) que Blue Cross NC ha seleccionado para facilitar el proceso de inscripción. Tenga en cuenta que estará saliendo de BlueCrossNC.com y el sitio web de Blue Cross NC. HealthSherpa se hace responsable por el sitio al cual le estamos enviando, incluidas las políticas de privacidad que gobiernan el sitio.
Shop Medicare Plans
Blue Cross NC offers a variety of Medicare plans to fit your budget and your lifestyle.
Our plans include:
- $0 premiums and $0 copays on select Medicare Advantage plans4
- Prescription coverage5
- Dental and vision allowances6
- A no-cost routine hearing exam plus discounts on hearing aids6
- An over-the-counter allowance for eligible wellness purchases6
- A Medicare + Medicaid option
Get a plan recommendation today with our simple online tool.
Shop Vision and Dental Plans
Vision and dental plans are a low-cost way of keeping your total health top of mind. We have plans available for all plan types - including individual and family and Medicare plans. Vision and dental plans can be added to a health plan as you're shopping - or you can buy them on their own if you just need vision or dental care.
Vision Plans
- Plans starting at just $7
- No-copay on routine, preventive eye exams
- Discounts on frames, lenses, and contacts
- Testing for diseases like glaucoma, diabetes, and heart disease
Vision Plans More Information
Dental Plans
- Plans starting at $23
- No-cost routine, preventive care
- Coverage for basic and major services - like fillings or surgery
- Low-deductible plan available
Dental Plans More Information
Shop Our Business Plans
Find plans for both large and small businesses with coverage to fit you and your employees' needs.
With Healthy Blue, Blue Cross NC is serving Medicaid members across the state.
Learn more about how Medicaid works in North Carolina and Healthy Blue eligibility.
Resources for Our Members
As a member, you have access to a variety of online tools to help you manage your health and insurance plan.
- Plan coverage details and health management programs
- Forms and documents needed to manage your care
- Easy online payment and autopay options
- Rewards programs and health and fitness discounts
Did you get a Blue Cross NC "OTC" or "Health & Wellness Card" in the mail?
This is a valid prepaid card loaded with funds for health and wellness items available at a variety of stores in North Carolina. Here's How to Use Your Card.
Need help understanding health insurance?
- See how health insurance works, step-by-step
- Find the right place to go when they need medical care
- Get tips for managing health care costs
- Find definitions for health insurance words in easy-to-follow pictures
Visit an In-Network Doctor or Pharmacy
An in-network doctor or pharmacy can help you save money.
- Search for doctors, dentists, and pharmacies in your network
- Compare costs on medicationss
- Read doctor reviews and see patient feedback
- Estimate costs on medications and health care services
We're doing more than providing insurance coverage for North Carolinians.
We put diversity, equity and inclusion (DEI) at the heart of everything we do. And we live that mission in our diverse and inclusive workforce. Learn how we are supporting DEI everyday.
No community can be truly healthy until racism no longer exists. We stand together. We stand against racism. Read our full statement.
The COVID-19 crisis has affected more than just health. It's also created food insecurity, homelessness and job loss for thousands of North Carolinians. We're donating to combat the affects of COVID-19.
Visit our other member websites.
SHPNC.org
For Teachers and State Employees
BlueCrossNC.com/FEP
For Federal Employees
StudentBlueNC.com
For College Students
HealthyBlueNC.com
For Medicaid Members