Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers the plan control and flexibility that helps self-insured businesses manage their total cost of care.
Design a custom plan
Fund your health benefits and claims while Blue Cross NC provides all or some admin services.
Control your cash flow
Cut your up-front costs and only pay for claims when they happen.
Limit potential losses
Maintain budget stability and limit your potential claims losses with stop-loss insurance.
Pick the perfect health plan for your business. Choose the plan with the right balance of network, coverage options, and benefits.
Blue Options® PPO
- Largest Blue Cross NC provider and hospital network
- Integrated Rx drug benefit
- Available in all 100 NC counties
- Coverage extends across the US and around the world3
Let our team work with you to develop a custom health plan that satisfies your company needs.

Take advantage of our industry-leading Blue Cross NC networks. Our nationwide coverage includes 97% of all hospitals and 92% of North Carolina doctors.4 And with the option for global coverage, your employees can stay protected statewide, across the country, and even around the world.3

We'll support your employees with clinical solutions that promote total wellness:
- Preventive care services
- Mental health access
- Telehealth care
- Nurse Support Program
- Prenatal and postpartum care

Let us build a custom company page for your business to provide your employees access to all their coverage options and benefit details in one place. Our pages feature:
- Health, dental, and vision coverage details
- Access to tools and features
- Answers to plan and coverage questions
Our quality-based programs offer your business opportunities for lower costs while giving your employees access to better care.

Blue Distinction means better health care and lower costs for your employees and your business:5
- Expert doctors, nurses, and staff with specialty experience
- Highest level of patient support at all stages of care
- Better outcomes and fewer complications after treatment6
This program makes it easy for your employees to choose quality-focused specialty treatment.

Blue Premier addresses some of the greatest challenges in today’s health care system to deliver improved member experience, lower costs, and better outcomes. This signature statewide program emphasizes value-based care that drives real results for members and employers:
We offer resources that allow your employees to manage their plan and live their healthiest lives.8


Preventive care covered services
Many services and prescriptions are considered preventive and covered at 100%.12
Reach out to our team to create a custom self-insured plan for your business.