With some insurers, you can get locked into a Medicare plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross and Blue Shield of North Carolina (Blue Cross NC) gives you the flexibility to switch Medicare plans:1
- Without additional medical exams
- Without underwriting or additional health questions
- Without any hassle!
You can:
- Switch from Medicare Advantage to Medicare Supplement
- Switch from Medicare Supplement to Medicare Advantage
- Switch from one of our Medicare Supplement plans to another
So, you can always be sure to have the Medicare plan that best suits your needs and budget.
Plan G Rate Estimates – When members stay with a Blue Cross NC Medicare Supplement plan, they can save a great deal on premiums, because rate increases are more consistent and predictable over time. (Competitor rate is based on actual Plan G rates from a competitive Medicare Supplement offering.)
With Medicare plans from some insurers, you might get a low rate to start. But, when it’s time to renew, you can get stuck with a much higher rate.
And what if your needs change and you want to switch Medicare Supplement plans? You may have to reapply and face a new round of medical questions to qualify.
The result? Over time, you can end up paying much more in premiums with a competitor’s plan. And you may also end up stuck with a plan you can’t change – a plan that may not fit your needs or budget.
Blue-to-Blue gives every Blue Cross NC Medicare member the freedom to switch from one of our current Medicare plans to another during designated times of the year – no underwriting required.1 See what a Medicare plan from Blue Cross NC can mean for you.