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Blue to Blue

Blue to Blue

The freedom to choose

Make sure your Medicare plan is the one you need

With some insurers, you can get locked into a Medicare plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross and Blue Shield of North Carolina (Blue Cross NC) gives you the flexibility to switch Medicare plans:1

  • Without additional medical exams
  • Without underwriting or additional health questions
  • Without any hassle!

You can:

  • Switch from Medicare Advantage to Medicare Supplement
  • Switch from Medicare Supplement to Medicare Advantage
  • Switch from one of our Medicare Supplement plans to another

So, you can always be sure to have the Medicare plan that best suits your needs and budget.

Graphic showing Plan G Rate Estimates. The rate increases as age increases. The competitor rate exceeds Blue Cross NC as age increases.

Plan G Rate Estimates – When members stay with a Blue Cross NC Medicare Supplement plan, they can save a great deal on premiums, because rate increases are more consistent and predictable over time. (Competitor rate is based on actual Plan G rates from a competitive Medicare Supplement offering.)

The high price of low rates

With Medicare plans from some insurers, you might get a low rate to start. But, when it’s time to renew, you can get stuck with a much higher rate.

And what if your needs change and you want to switch Medicare Supplement plans? You may have to reapply and face a new round of medical questions to qualify.

The result? Over time, you can end up paying much more in premiums with a competitor’s plan. And you may also end up stuck with a plan you can’t change – a plan that may not fit your needs or budget.

Get a quote today

Blue-to-Blue gives every Blue Cross NC Medicare member the freedom to switch from one of our current Medicare plans to another during designated times of the year – no underwriting required.1 See what a Medicare plan from Blue Cross NC can mean for you.


  1. Certain limits apply. You may only switch plans at designated times during the year.

Blue Cross and Blue Shield of North Carolina is an HMO, PDP and PPO plan with a Medicare contract. Enrollment in Blue Cross and Blue Shield of North Carolina depends on contract renewal.

Neither Blue Cross and Blue Shield of North Carolina nor its agents are endorsed by or affiliated with the United States government or the federal Medicare program.

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