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The Spring / Summer 2026 waive and enroll period is open through February 2, 2026. Student Blue Welcome, Eagles

Your university selected Blue Cross and Blue Shield of North Carolina (Blue Cross NC) to offer Student Blue with access to a large provider network and coverage for most services at your campus health center.

Enroll Now Waive coverage
Find health care that's right for you

You can search for doctors, dentists, hospitals, and pharmacies included in your Student Blue plan.

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Plan benefits

Student Blue offers a variety of benefits, including health and wellness programs, member discounts, and access to a large provider network.

2025-2026 Plan Year

2024-2025 Plan Year 

Additional resources for students

On-campus counseling services

View Your Health Plan Limitations & Expectations
Helpful links Using your Student Blue web portal

Already know you want to enroll in or waive a student health insurance plan?

Each year, you must visit your Student Blue web portal to enroll in health insurance coverage, or to provide proof of coverage under a parent's plan or other insurer, before you can waive coverage with Student Blue.

 

Are you already registered or a returning student with a previous Student Blue account? The Student Blue portal can help you:

  • Update your profile
  • Check your eligibility for Student Blue health insurance coverage
  • Enroll in or waive Student Blue coverage
  • Get contact information for Student Blue customer service
Log In to Student Blue
Get in touch with us

Our Student Blue customer service team is here to help.

Email: email@studentbluenc.com  

Phone: 888-351-8283

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Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.

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© 2025 Blue Cross and Blue Shield of North Carolina. ®, SM Marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.

The following is a summary of some of the insurance coverage restrictions for student health plans. A full explanation and listing of restrictions can be found in your Benefit Booklet. 

Your health benefit plan does not cover services, supplies, drugs, or charges that are:

  • Not medically necessary
  • For injury or illness resulting from an act of war
  • For personal hygiene and convenience items
  • For inpatient admissions that are primarily for diagnostic studies
  • For palliative or cosmetic foot care
  • For investigative or experimental purposes
  • For cosmetic services or cosmetic surgery except as specifically covered by your health benefit plan
  • For custodial care, domicillary care or rest cures
  • For treatment of obesity, except for surgical treatment of morbid obesity, or as specifically covered by your health benefit plan
  • For reversal of sterilization
  • For treatment of sexual dysfunction not related to organic disease
  • For conception by artificial means
  • For self-injectable drugs in the provider’s office

Deductibles, coinsurance, limitations, and exclusions apply to your coverage. Further details of coverage, limitations, and exclusions, and terms under which your policy can be continued in force will be provided in your benefit booklet. 

Log in to your Blue Connect member portal  to find details specific to your plan.

If you're already covered by a health plan other than Student Blue, you can request a waiver for your student health plan.

Waive the university plan by submitting evidence of coverage. You must complete all steps of the waiver and get a confirmation email.

You will need: 

  • Your student ID number (located on your student ID card). 
  • Your current insurance information, including insurer name, phone number, and policy number.

Important Note: To have your waiver approved and the charge removed from your account, you must submit proof of creditable health insurance coverage that was effective on or before February 1, 2026.

Request a Waiver

Are you an undergraduate or graduate student taking 6 credit hours or more on your school's main campus?

Yes No

Are you eligible to pay the student health fee and receive care at your on-campus health care center?

Not sure if you’re eligible? Check your user account with the university or contact the university to find out.

Yes No

You're currently not eligible to enroll in a Student Blue plan. No further action is required.

Not eligible to enroll but still need health insurance?

Why not explore our health plans for individuals and families?

With so many plans to choose from, you're sure to find one that fits your lifestyle.

Are you seeking a degree or diploma (not a certificate)?

Yes No

You are eligible to enroll in the student health plan.

If you're eligible to enroll in the student health plan but are already covered by a health plan other than Student Blue, you're not required to enroll and may request a waiver.

Enroll Now
Select an option to get started:

To see your existing coverage, log in to Blue Connect.

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