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Vision Plans Compare vision plans

Compare Blue 20/20℠ for Individuals℠ plans to find the best coverage for you and your family.

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Compare vision plans to find the one that fits your needs and your budget. Compare vision plans to find the one that fits your needs and your budget. Get a Quote
Vision plan benefits

Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers two vision plan options that you can compare below.
 

Exam Plan

Exam Plus Plan

Cost per member, per month$7.131$16.361
Copay for routine vision exams in-network (once per 12 months)$0$0
Reimbursement for routine vision exams out-of-network (once per 12 months)Up to $39Up to $39
Eyeglass frames in-networkNo allowance$150 allowance
Eyeglass frames out-of-networkNo allowance$75 allowance
Eyeglass lenses or contact lenses in-networkNo allowance

$25 copay on standard plastic lenses2

$90 copay on standard progressive lenses2

Member copays on premium progressive lenses are dependent on tiers2 3

Eyeglass lenses or contact lenses out-of-networkNo allowance

Standard plastic lens allowance:2

  • Single vision: up to $25
  • Bifocal: up to $30
  • Trifocal: up to $55
  • Lenticular: up to $63

Standard progressive lens allowance:2 up to $39

Premium progressive lens allowance:2 Tier 1, 2, 3, 4 up to $39

Contact lens allowance:2

  • Conventional: up to $120
  • Disposable: up to $120
  • Medically necessary: $200
In-network discounts

In addition to these benefits, both of our vision plans offer discounts on products and services in-network.4
 Exam PlanExam Plus Plan
Complete pairs of prescription eyeglasses or sunglasses (frames, lenses, and lens add-ons)35% discount40% discount
Partial pairs of eyeglasses (frames only or lenses only)20% discount20% discount on your remaining balance after $150 plan allowance for frames
Conventional contact lenses15% discount15% discount on your remaining balance after $150 plan allowance for conventional lenses
Non-prescription sunglasses20% discount20% discount
LASIK or PRK5 15% off retail or 5% off promotional price15% off retail or 5% off promotional price
Retinal imaging Discounted to $39Discounted to $39
Contact lens fittingNo discountStandard fit: discounted to $55
Premium fit: 10% discount
View Vision Plan Limitations and Exclusions About Us Newsroom Blog Member Forms COVID-19 Transparency in Coverage Find Care Rights & Responsibilities Policies & Best Practices Privacy Policy Website User Agreement Fraud & Abuse Technical Information Contact Us Locations Careers

Disclosures:

Blue Cross NC does not recommend, endorse, warrant or guarantee any specific vendor, product or service available under or through third parties.

Benefits and premium depend on plan selected.

  1. Rates may change.            

  2. Vision plan covers an allowance/copay on either eyeglass lenses or contact lenses, not both.

  3. Premium progressive lens costs in-network are based on tier. 

    • Tier 1: $110 copay
    • Tier 2: $120 copay
    • Tier 3: $135 copay
    • Tier 4: $90 copay plus 80% of retail minus a $120 allowance

  4. Certain brand name vision materials in which the manufacturer imposes a no-discount practice are excluded.

  5. Members receive a discount on LASIK, e-LASIK and PRK laser vision correction. A laser vision correction discount is available through one of the nation’s largest LASIK networks, U.S. Laser Network, owned and managed by LCA-Vision. LCA-Vision is an independent company that is solely responsible for the services it provides on behalf of Blue Cross NC. LCA-Vision does not offer Blue Cross or Blue Shield products or services.

On behalf of Blue Cross NC, EyeMed Vision Care (EyeMed) assists in the network services of our Blue 20/20 product. EyeMed is an independent company that is solely responsible for the services it provides. EyeMed does not offer Blue Cross or Blue Shield products or services. 

INDVIS-EO, 6/24; INDVIS-EP, 6/24. U46618, 4/25

Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.

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