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Vision Plans Compare vision plans

Compare Blue 20/20 for Individuals plans to find the best coverage for you and your family.

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Vision plan benefits

Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers two vision plan options that you can compare below.

 

Exam Plan

Exam Plus Plan

Cost per member, per month$7.131$16.361
Copay for routine vision exams in-network (once per 12 months)$0$0
Reimbursement for routine vision exams out-of-network (once per 12 months)Up to $39Up to $39
Eyeglass frames in-networkNo allowance$150 allowance
Eyeglass frames out-of-networkNo allowance$75 allowance
Eyeglass lenses or contact lenses in-networkNo allowance

$25 copay on standard plastic lenses2

$90 copay on standard progressive lenses2

Member copays on premium progressive lenses are dependent on tiers2 3

Eyeglass lenses or contact lenses out-of-networkNo allowance

Standard plastic lens allowance:2

  • Single vision: up to $25
  • Bifocal: up to $30
  • Trifocal: up to $55
  • Lenticular: up to $63

Standard progressive lens allowance:2 up to $39

Premium progressive lens allowance:2 Tier 1, 2, 3, 4 up to $39

Contact lens allowance:2

  • Conventional: up to $120
  • Disposable: up to $120
  • Medically necessary: $200
In-network discounts

In addition to these benefits, both of our vision plans offer discounts on products and services in-network.4

 Exam PlanExam Plus Plan
Complete pairs of prescription eyeglasses or sunglasses (frames, lenses, and lens add-ons)35% discount40% discount
Partial pairs of eyeglasses (frames only or lenses only)20% discount20% discount on your remaining balance after $150 plan allowance for frames
Conventional contact lenses15% discount15% discount on your remaining balance after $150 plan allowance for conventional lenses
Non-prescription sunglasses20% discount20% discount
LASIK or PRK5 15% off retail or 5% off promotional price15% off retail or 5% off promotional price
Retinal imaging Discounted to $39Discounted to $39
Contact lens fittingNo discountStandard fit: discounted to $55
Premium fit: 10% discount
View Vision Plan Limitations and Exclusions