Explore our affordable health insurance plans with coverage for people under the age of 65.
Our health plans include many benefits designed to keep you healthy, save you money, and simplify your coverage:
Each of our plans covers different counties in North Carolina, and they come with a variety of options to choose from. To find out which plans are available in your location, enter some information to get a quote based on your personal needs.
The Blue Advantage® plan could be right for you if you want a broad choice of providers across the state and nationwide. With Blue Advantage, you get:
- Access to our largest selection of in-network doctors, specialists, and hospitals in North Carolina and nationwide through BlueCard®.5
The Blue Care® plan might be right for you if you need more choices for in-network providers, doctors, facilities, and hospitals in North Carolina. With this Blue Care plan, you get:
- Access to our largest statewide network of providers in North Carolina.
- A lower monthly premium than our Blue Advantage plans.
The Blue Value℠ plan could be right for you if you're flexible about which providers you see. With Blue Value, you get:
- A smaller selection of in-network providers statewide.
- A lower monthly premium than our Blue Advantage plans.
Blue Local℠ with Atrium Health might be the right choice for you if you need your providers to be affiliated with Atrium Health. With this Blue Local plan, you get:
- Access to Atrium Health providers.
- Lower monthly premium costs.
Blue Home℠ with Novant Health might be the right choice for you if you need your providers to be affiliated with the Novant Health system. With this Blue Home plan, you get:
- Access to Novant Health providers.
- Lower monthly premium costs.
Blue Home℠ with UNC Health Alliance might be the right choice for you if you need your providers to be affiliated with the UNC Health Alliance system. With this Blue Home plan, you get:
- Access to UNC Health Alliance providers.
- Lower monthly premium costs.
Enjoy benefits and programs that can help you feel your best.
Earn gift card rewards for smart health choices, such as learning about your health plan.6
24/7 virtual telehealth options for mental and physical health (available in English and Spanish).7
Get discounts on products related to fitness, personal care, healthy eating, and more.8
Get access to programs to help you control type 2 diabetes and quit smoking.9
Find in-network doctors, facilities, prescriptions, and more. Explore care options, or log in to Blue Connect℠ to search existing coverage.
Protect your oral health with affordable dental plan options that fit your needs and budget.
Choose comprehensive vision coverage with access to retail and private practice eye doctors.
Visit GeoBlue to find third-party coverage that protects you while you're traveling.
Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.
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