Offer your employees our broadest, most convenient coverage that protects them no matter where they go with Blue Options® PPO.

With Blue Options from Blue Cross and Blue Shield of North Carolina (Blue Cross NC), employees have the freedom to seek care in- and out-of-network. Our network includes more than 98% of all hospitals and 95% of all providers statewide.1
Your employees can also access participating doctors and hospitals through the BlueCard® program when traveling throughout the U.S. or around the world.2 No matter where they are, all members are backed by North Carolina-based customer service.
The preferred provider organization (PPO) offers your employees choices to suit their unique health needs, along with built-in benefits across the board.
Blue Options PPO gives your employees access to our largest Blue Cross NC provider and hospital network available.
With an integrated prescription drug benefit, you can cut costs for your employees.
Give your employees the peace of mind that their coverage extends throughout the U.S. and the world.2
Our Blue Options PPO plan comes in three medical plan designs, allowing you to select the right mix of service coverage and fund options.
This flagship product offers the highest standard of convenience.
This plan offers various fund options:
- Dependent Care Reimbursement Account (DCRA)
- Flexible Spending Account (FSA)
- Health Reimbursement Account (HRA)
- Health Savings Account (HSA) (51+ employees only)
- Limited Purpose Flexible Spending Account (LPFSA)
Copayments for primary and urgent care. Deductibles, coinsurance, and cost sharing cover other services.
This plan offers various fund options:
- DCRA
- FSA
- HRA (1–50 employees only)
- LPFSA
Only copays for all covered in-network services. Deductibles and coinsurance aren’t used.
This plan offers various fund options:
- DCRA
- FSA
- HRA