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You're dedicated to your business and employees. We're dedicated to you. Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers affordable plans to meet the ever-changing needs and budgets of businesses like yours – allowing employers like you to offer health coverage with robust benefits.
Statewide, Blue Cross NC premiums average at least 9% lower than the competition.1 As North Carolina’s preferred health insurer,2 we offer affordability without sacrificing quality.
"The large network of providers means my employees have a wide selection of doctors to take care of them and their families. Also, when I have questions about our coverage, my Blue Cross NC rep responds so quickly. It’s amazing to have a team supporting me and my business."
ONUG Communications, Inc.
Because Health is a Big Deal℠
North Carolinians have trusted us for more than 90 years.3 Our experienced Blue Cross NC team helps businesses like yours navigate plans to determine what's best for you and your employees, including hands-on support for easy plan transitions.
Network Options
Our Blue Options® PPO features more than 92% of NC doctors and 97% of NC hospitals.4 Smaller but offering bigger savings nationally, the Blue High Performance Network® (BlueHPN®) offers 11% total cost of care savings on average, and up to 20% savings in some markets, compared to our industry leading PPO.5
Enroll With Ease
At Blue Cross NC, we treat you like a neighbor – because you are one. Get quoted and enrolled in one day! It’s fast and easy with our self-service quoting tools.
Affordable Care Act (ACA) Compliant
All fully insured health plans are compliant with the ACA. Blue Cross NC is proud to be the only North Carolina-based plan in the ACA market.
Simple and Easy for You
Blue Cross NC offers dedicated support and flexible plan options to meet your needs. From there, managing your plan is hassle-free thanks to the digital tools on our employer portal.
Use our quick and easy quoting tool to view plans and prices instantly.
Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.
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© 2025 Blue Cross and Blue Shield of North Carolina. ®, SM Marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. Blue Cross NC is an abbreviation for Blue Cross and Blue Shield of North Carolina. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.