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Explore your 2026 Medicare Advantage plan benefits

Backed by over 90 years of service and local customer support, our Medicare Advantage plans are available in all 100 counties, helping you feel confident and secure in your coverage.

2026 plan highlights

Q&A webinars

Contact a local plan expert or your agent
Thank you for being a member

Keep enjoying all the value that comes with your Medicare Advantage plan. Supplemental benefits help you maintain your health and provide access to dental, vision, fitness, and other offerings. You can also earn rewards for completing healthy activities!
2026 plan highlights
SilverSneakers

Get access to local gyms and online fitness classes at no additional cost with our SilverSneakers® program.1
Learn More (PDF)
Dental coverage

Including exams and cleanings, X-rays, extractions, fillings, and dentures on select HMO and PPO plans.2 Out-of-network dental services now available on select HMO plans.
Vision coverage

Use our in-network providers and pay $0 for routine eye exams. You'll also continue to receive an allowance that can be used on prescription eyewear, contact lenses, and more.2
Blue FlexCard

Get access to your allowances, all on one convenient card.2 3
Learn More (PDF)
Meal benefit

Mom’s Meals® provides two meals a day for 14 days after a stay at an inpatient hospital, skilled nursing facility, or other inpatient facility.4
Non-emergency medical transportation

Up to 12 one-way rides per year to medical appointments and other health-related services.5 2
Prescription drug coverage

No deductible on some generic drugs2

  • $0 copay for some prescription drugs6
  • Home delivery and up to 90-day supplies from Amazon Pharmacy7
Caregiver support

Receive personalized coaching and resources to help you share notes, calendars, medication information, and more with those in your circle of care.
Hearing services

TruHearing® Hearing Aid Program provides guaranteed low pricing on hearing aids and a $0 copay on a routine hearing exam.2 8
Get a Hearing Assessment and Learn More Join us for a Q&A webinar

Save your spot at our FREE no-obligation information-packed webinar9 covering Medicare Advantage plans for 2026. We invite you to ask questions and discover what's new for the coming year.

Fridays, starting at 2 PM ET.

October 24, 2025

November 14, 2025

December 5, 2025
Access your benefits 24/7

Download our app or visit our website to learn more.

Log in to Blue Cross NC on January 1 to access all of your new benefits!

2026 benefits available January 1.
Local member services

Our local specialists are available to answer any questions you have about your plan. Or contact your agent.
Blue Medicare HMO℠

888-310-4110
TTY: 711

7 days a week: 8 AM to 8 PM
Blue Medicare PPO℠

877-494-7647
TTY: 711

7 days a week: 8 AM to 8 PM
At your local Blue Cross NC location

Locations across the state
Find a Location Near You Make an appointment

Disclosures:

  1. SilverSneakers® is a registered trademark of Tivity Health. © 2025 Tivity Health, Inc. All rights reserved. Tivity Health is an independent company providing fitness services on behalf of Blue Cross and Blue Shield of North Carolina.

  2. On select plans. See plan for details.

  3. The Blue FlexCard is issued by Stride Bank, N.A., Member FDIC, pursuant to license by Mastercard International. Stride Bank is an independent company offering debit card services and is solely responsible for its products.

  4. Mom’s Meals is an independent company providing meal delivery services on behalf of Blue Cross NC. Mom’s Meals does not offer Blue Cross or Blue Shield products or services.

  5. Must use designated providers.

  6. Some plans have the Preferred Pharmacy Network. Our Preferred Pharmacy Network is a select network of national and local pharmacies designed to help you save money on your prescriptions. You may choose Standard (non-preferred) pharmacies, but your costs may be higher.

  7. Amazon Pharmacy is an independent company that is solely responsible for the services they provide. Amazon Pharmacy does not offer Blue Cross or Blue Shield products or services.

  8. TruHearing is an independent company providing hearing health and hearing aids on behalf of Blue Cross and Blue Shield of North Carolina.

  9. This is an informal sales presentation. You are under no obligation to purchase or enroll in any plan. 

All other trade names are the property of their respective owners.

Blue Cross and Blue Shield of North Carolina is an HMO, HMO-POS, PPO and PDP plan with a Medicare contract. Enrollment in Blue Cross and Blue Shield of North Carolina depends on contract renewal.

This information is not a complete description of benefits. Call 888-310-4110 for HMO plans or 877-494-7647 for PPO plans (TTY: 711) for more information.

Blue Cross NC contracts with independent companies to provide supplemental benefits. Those companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners.

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