All Copay | Blue Cross NC

All Copay Plan Design is Available

For fully insured employers and self insured employers with 12+ employees

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No deductible. No coinsurance. Only copays.

We created the All Copay plan design to take the guesswork out of health insurance coverage – and help your employees save money.

When visiting in-network providers, your employees will appreciate a simplified health care experience with predictable costs – that's because they won't have to pay a deductible or coinsurance, they'll only be responsible for their copay.

All Copay plans are now available on Blue Options^® and Blue High Performance Network^® (BlueHPN^®).¹ As with our traditional plans, the All Copay plans provide your employees with the following coverage:

Preventive care
Prescription drugs
Professional services
Urgent and emergency services
Maternity services
Mental health and substance use disorder services

There's power in knowing

The All Copay plan – no deductible, no coinsurance, only copays.

[MUSIC]

[SCREEN TEXT] What's New at Blue?

[RENEE MILLS]

Hi, everyone. I'm Renee Mills, Sales Manager at Blue Cross and Blue Shield of North Carolina.

[SCREEN TEXT] Renee Mills, Sales Manager, Blue Cross and Blue Shield of North Carolina

And I'm excited to tell you about our new All Copay plan offering which is available on both the Blue Options and Blue High Performance Networks.

[SCREEN TEXT] Blue Options, Blue High Performance Network

[SCREEN TEXT] Available to fully insured employers and self insured employers with 12+ employees

All Copay plans are easy to understand and simple to use.

[SCREEN TEXT] All Copay Plan: No Deductibles, No Coinsurance, Only Copays*

[SCREEN TEXT] *For in-network care

There are no deductibles or co-insurance, only copays when using in-network providers. So, employees know the cost of doctors' visits and procedures before they get care.

In addition, copayments encourage your employees to use in-network providers. And that can help to reduce costs and improve quality of care.

[SCREEN TEXT] Blue Premier: More Efficient, Higher Quality Care

Many of these providers are part of Blue Premiere, our value-based contract arrangement that holds providers financially accountable for delivering more efficient, higher quality care.

The advantages of an All Copay plan really add up. It is simple, easy, and transparent.

[SCREEN TEXT] All Copay Plan advantages: Simple, Easy, Transparent

We're excited about what All Copay plans can mean for your business and the positive impact they can have on your employees and their families.

[SCREEN TEXT] Contact your authorized Blue Cross NC representative or visit BlueCrossNC.com/AllCopay

Contact your authorized Blue Cross NC representative or visit us online to learn more. Thank you.

[SCREEN TEXT] Blue Cross Blue Shield of North Carolina

Multiple network options

At Blue Cross and Blue Shield of North Carolina (Blue Cross NC), we offer a comprehensive suite of All Copay plan designs so that you can select the price point, network, and benefit options that are right for you and your business. We're here to help you select the plan that's right for you.

Blue Options

More than 92% of doctors and 97% of hospitals in North Carolina are in the Blue Cross NC network.²

BlueHPN

A quality-based network of doctors and hospitals with even greater savings.

Many providers in these networks are part of Blue Premier^℠, our value-based contract arrangement that holds providers financially accountable for delivering more efficient, higher quality care.

Let's talk!

Email or call 704-561-2765 to contact an authorized Blue Cross NC sales representative to discuss how All Copay plans can help you and your employees.

Let's Talk - 1-50 employees

Let's Talk - 51+ employees

Disclosures:

Eligibility rules apply. For more information, contact your authorized Blue Cross NC representative.
Blue Cross NC Provider Internal Data: Percentages indicated represent Blue Cross NC's PPO Network as of May 31, 2024. Note: Not all plans are available in all areas.

U45106, 7/24

Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.

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