Local Group Health Insurance

Plans that work as hard for your small business as you do

We know keeping a small business afloat means making the hard decisions. And we don’t want shopping for insurance to be the hardest part of your day.

Owning a small business means you’re dedicated to the wellbeing of your business and its employees. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) is dedicated to you. We offer comprehensive small business health insurance to keep your business and your employees healthy. And our Local Group plans are designed with your specific needs in mind - whether you're just starting out or have been a local business for years.

The better we know your business, the better we can provide for it. There are a few things you need to have when you're ready to speak with an agent or shop for plans.

  • Legal company name and address
  • Company Tax ID or employer identification number (EID)
  • List of all eligible employees and the name, age, number of dependents (spouses and children) and the zip code for all your employees and dependents enrolling
  • Your benefit budget and how much you can contribute towards your employee's premium
  • Do you want to add dental or vision care?

57% of people say health insurance and benefits are an important factor when choosing an employer1


What plans do we offer?

Getting health insurance for a price you can afford and coverage your employees want can be difficult. We are always looking for ways to make coverage more affordable, so it's important to check our rates each year.

You can decide what you want to add to your plan packages - like dental, vision, life, or disability insurance. And the easiest way to know how much you'll pay for a plan is to speak with one of our agents. But here is an idea of what our plans could cost you and your employees:

Blue Options

  • Largest Provider Network
  • Integrated Rx Drug Benefit
  • Available in All 100 Counties
network map for Blue Options
Blue Select Plus

  • Tiered Benefits for Higher-Value Care
  • Broad Provider Network
  • Available in All 100 Counties
network map for Blue Select Plus
Blue Value

  • Limited Provider and Hospital Network
  • Lower Monthly Cost
  • Limited County Availability
network map for Blue Value
Blue Local with
Atrium Health

  • Smaller, Local Network
  • Includes Nationally Ranked Atrium Health
  • Lower Monthly Premiums for Employees

network map for Blue Local with Atrium Health

Blue Local with
Wake Forest Baptist Health

  • Lower Monthly Premiums for Employees
  • Smaller, Local Network
  • Ranked among the nation's best hospitals

network map for Blue Local Wake Forest

Additional Insurance Options

  • Dental Blue
  • Blue 20/20 Vision Plans
  • International Travel Insurance
  • Short-Term Disability
  • Long-Term Disability
  • Life-Insurance


Tools and Resources for You and Your Employees

For You

Managing your group plan should be easy - because we know time is money. That's why our Employer Portal gives you 24/7 access to the things you need to make the most of your Blue Cross NC group plan. Our portal lets you:

Access Tools

  • Pay your bill online and check for invoices or fees
  • View your plan benefits, see wellness reports, and get help with administration tools needed to manage your plan
  • Speak with customer service representatives dedicated to your business and its health

Stay Informed

  • Stay up-to-date on current news and information
  • Receive plan information from our Employer Portal to help you make more confident decisions
  • Have access to resource guides, wellness information, flyers, and more materials to help your employees manage their health

Keep Up-to-Date

  • Create and set up accounts for others who may be managing your plan
  • Make changes to your information, add new employees, or remove employees who no longer work for you
  • Connect with agents to make plan changes or shop for a new plan

For Your Employees

We want to make it easier for your employees to manage their health. That's why we have a variety of online tools and wellness programs available. From managing their doctor's visits to discounts on gym memberships, we put health and wellness at their fingertips!

Online Tools and Resources

  • Blue Connect helps employees manage claims and track out-of-pocket costs (like deductibles).
  • Find a Doctor helps them save money by finding a doctor, specialist, or hospital in their network.
  • Live Chat with our customer service representatives to save time when your employees need help.

Wellness Programs

  • Blue365 gives deals and discounts on fitness trackers, gym memberships, and products.
  • Blue Rewards incentivizes your employees for staying healthy. 
  • Healthy Outcomes programs to help your employees manage their health.

Health Management

  • Preventive care and nutrition counseling are covered at 100% to give your employees more access to routine annual care.
  • Prime Mail offers an easy way for your employees to have their medications delivered to them.
  • Healthy Outcomes helps your employees manage conditions - like pregnancy, diabetes, and asthma.

Did you know, nearly 50% of all working Americans work for a small business.2

Maggie Kane

Maggie Kane

She’s set the table for all to enjoy the pleasure of dining out.

Vivian Howard

Vivian Howard

The chef who's been writing her life through food.

Dorian Bolden

Dorian Bolden

“Follow your passion, believe in yourself, and never give up — the money will follow.”



Contact Us

Meet Tomorrow's Challenges Head On

Have questions or want to learn more about our solutions? Complete the form below — and we'll be in touch soon!

Use this form for more than 50 full-time employees.