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Enjoy affordability without sacrificing quality

At Blue Cross and Blue Shield of North Carolina (Blue Cross NC), we treat you like a neighbor because you are one. We’re North Carolina’s preferred health insurer.1 And with rates that are 10% lower than the competition, we’re also the most affordable, without sacrificing quality.2 Request a quote today or learn more about our solutions.

 
 

1-50
full-time employees

Explore flexible, self-service help tools on our website. Get a quote, review frequently asked questions and more.*

 
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51 or more
full-time employees

 
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*Available to employers with 1-50 employees.

Benefits of Buying a Blue Cross NC Plan

Here’s what you get with a Blue Cross NC health plan:

100% preventive care coverage

100% preventive care coverage3

Plans with coverage statewide, across the country and around the world4

Online tools to find doctors and compare health care costs

 

Health and wellness programs,
like Blue Rewards℠ and our Blue365®, 5 member discount program

All fully insured health plans are compliant with the ACA (Affordable Care Act)

  • 1

    Blue Cross NC Brand Tracking; Ipsos; July 2022.

  • 2

    2022 TMP based on internal study comparing 2022 Blue Cross NC 1Q rates to 2022 1Q UHC rates.

  • 3

    Certain preventive care services are covered at 100% before deductible when received in an in-network office or outpatient setting. Other covered services may be subject to deductible and coinsurance. When you receive preventive care out-of-network, you may pay more. Visit BlueCrossNC.com/preventive for a full list of preventive services.

  • 4

    Coverage in nearly 200 countries and territories worldwide (through Blue Cross Blue Shield Global). ​​Blue Cross and Blue Shield Association Internal Data: about.geo-blue.com/ (Accessed July 2022). Not all plans have statewide coverage and not all plans are available in all countries.

  • 5

    Blue365 offers access to savings on items that members may purchase directly from independent vendors, which are different from items that are covered under the policies with your Blue Cross NC plan. Any disputes regarding these products and services may be subject to the Blue Cross NC grievance process. The Blue Cross Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. BCBSA does not recommend, endorse, warrant or guarantee any specific Blue365 vendor or item. This program may be modified or discontinued at any time without prior notice.

  • Blue Cross NC offers several decision support tools to aid our members in making decisions around their health care experience. These tools are offered for convenience and should be used only as reference tools. Members should consult their own legal counsel, tax advisor or personal physician as applicable throughout their health care experience.

  • © 2023 Blue Cross and Blue Shield of North Carolina. ®, SM Marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. Blue Cross NC is an abbreviation for Blue Cross and Blue Shield of North Carolina. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U42185, 2/23