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Shop Plans Employer insurance plans

Explore our group plan options to find the right fit for your organization, no matter the size.

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No matter the size of your company, we have the benefits, coverage and funding options you need.
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Customizable plans backed by quality

At Blue Cross and Blue Shield of North Carolina (Blue Cross NC), we offer customizable employer plans for whatever size and shape your business takes, while still meeting your bottom line.

Our plans give your employees access to our large networks of providers, cost-savings innovations, and unmatched service. We treat you like a neighbor because you are one. We’re proud to be North Carolina’s preferred health insurer.1
Why choose Blue Cross NC employer health plans?

Blue Cross NC employer health plans provide big benefits, no matter the size of your business. Give your employees the full coverage and support they need.
Preventive care at 100%

Preventive care2 services like routine screenings, services, and counseling at no cost3
Globally available coverage

Your employees can stay covered when they're traveling, whether they're in-state, out-of-state, or in another country4
Helpful digital tools

With just a few clicks or taps, our tools5 help our members find doctors and compare health care costs.
Health and wellness programs

Put their health and wellness first and save on program costs6 with Blue Rewards and Blue365 discounts7
Affordable Care Act (ACA) compliance

All Blue Cross NC fully insured health plans comply with ACA requirements.
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Disclosures:

Blue Cross NC (9 September, 2024). [Report] Production Active Small and Large Group Report.

  1. Blue Cross NC Brand Tracking; Burke; November 2024. Data comparison against top competitors that sell across all markets in NC.

  2. Preventive care services, as defined by federal regulations, are covered at no charge in-network. Federally- and state-mandated preventive services are available out-of-network, for which members will pay deductible and coinsurance, plus charges over the allowed amount. Visit BlueCrossNC.com/Preventive for more details.

  3. Certain preventive care services are covered at 100% before deductible when received in an in-network office or outpatient setting. Other covered services may be subject to deductible and coinsurance. When you receive preventive care out-of-network, you may pay more. Visit BlueCrossNC.com/preventive for a full list of preventive services.

  4. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard® program. ​www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations and exclusions, please refer to your certificate of coverage.

  5. Blue Cross NC offers several decision-support tools to aid you in making decisions around your health care experience. These tools are offered for your convenience and should be used only as reference tools. You should consult your own legal counsel, tax advisor, or personal physician as applicable throughout your health care experience.

  6. Blue Cross NC offers wellness programs as a convenience to aid members in improving their health; results are not guaranteed. Blue Cross NC may contract with independent third-party vendors for the provision of certain aspects of our wellness programs and is not liable in any way for goods or services received from them. These vendors do not offer Blue Cross or Blue Shield products or services. Blue Cross NC reserves the right to discontinue or change our wellness programs at any time. These programs are educational in nature. They are intended to help members make informed decisions about their health and comply with their doctor’s plan of care. Decisions regarding care should be made with the advice of a doctor.

  7. Blue365 offers access to savings on items that members may purchase directly from independent vendors, which are different from items that are covered under the policies with Blue Cross NC. Any disputes regarding these products and services may be subject to the Blue Cross NC grievance process. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. Neither Blue Cross NC nor BCBSA recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. This program may be modified or discontinued at any time without prior notice.

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Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.

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© 2025 Blue Cross and Blue Shield of North Carolina. ®, SM Marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.