In some cases, your insurance will not cover the cost of your contact lenses. This could include:
- Elective contacts: If you choose contacts for convenience rather than medical necessity, vision insurance may offer only partial coverage, typically providing an allowance or discount instead of full coverage.
- Replacement lenses: Contact lens plans typically cover one set of contacts per coverage period. So, if you need a new pair before the period ends, they may not be eligible for plan discounts.
- Specialty or cosmetic contact lenses: Vision insurance generally doesn't offer full coverage for specialty contact lenses such as hybrid lenses, color lenses. or multi-focal lenses.