For companies with 51 or more full time employees
Request a quote or browse the topics below to learn more.
Plan Type & Network
The larger the network, the more doctors and drugstores there are in that network. Larger networks tend to have fewer limits when you need to find a doctor or prescription drugs. But, it also means the health plan may cost more.
Keep in mind that even though we offer out-of-network coverage, you'll save the most money when you see a doctor or visit a pharmacy in your plan's network.
Blue High Performance Network (Blue HPN)
Launching January 1, 2021
- Carefully Selected Network of Doctors & Hospitals Consistently Delivering Higher-Quality Care at Lower Costs
- Engagement Tools and Decision Support for Employees
Available to residents of the Charlotte-Concord-Gastonia and Winston Salem-Greensboro-High Point regions of North Carolina:*
Plus seamless in-network only access across 55+ major U.S. markets:*
* Anticipated market footprint for 1/1/2021. Subject to change. In North Carolina, Blue HPN is available to employees who live in one of these counties in the Charlotte-Concord-Gastonia and Winston Salem-Greensboro-High Point metropolitan statistical areas (MSAs): Anson; Cabarrus; Cleveland; Davidson; Davie; Forsyth; Gaston; Guilford; Lincoln; Mecklenburg; Randolph; Rowan; Stanly; Stokes; Union; Wilkes; Yadkin; York (South Carolina). Not all products are available in all markets. Please discuss specific product options with your Blue Cross NC representative.
Blue Options
- Largest Provider Network
- Integrated Rx Drug Benefit
- Available in All 100 Counties

Blue Select Plus
- Tiered Benefits for Higher-Value Care
- Broad Provider Network
- Available in All 100 Counties

Blue Value
- Limited Provider and Hospital Network
- Lower Monthly Cost
- Limited County Availability

Blue Local with Atrium Health
- Smaller, Local Network
- Includes Nationally Ranked Atrium Health
- Lower Monthly Premiums for Employees
Blue Local with Wake Forest Baptist Health
- Lower Monthly Premiums for Employees
- Smaller, Local Network
- Integrated Providers for Quality Care
Dental Plans
Our Offering:
Dental Blue is our broad family of dental products. Within that family, we offer plans that have a more traditional structure with the same benefit levels in- and out-of-network, plans that have richer benefits for members who stay in-network for services, and plans that have steady, shelf-rates and a lifetime deductible.
Dental Blue®
- Same benefit levels in- and out-of-network*
- Annual deductible
- Broad national network
- Visit any dentist*
- Traditional and Rollover plan designs
- Up to two (2) cleanings & exams per benefit period
- Single ID card with medical
Dental Blue® PreferredSM (PPO)
- Higher benefit levels in-network*
- Annual deductible
- Broad national network
- Visit any dentist*
- Traditional, Rollover and new Balanced plan designs
- Up to three (3) cleanings & exams per benefit period**
- Single ID card with medical
Dental Blue Select® (Shelf-rated)
- Same benefit levels in- and out-of-network*
- Lifetime deductible
- Broad national network
- Visit any dentist*
- Standard, Complete and Enhanced plans
- Up to two (2) cleanings & exams per benefit period***
- Single ID card with medical
* Non-participating providers may bill members the balance for amounts higher than what is allowed for out-of-network.
** For plan effective dates of 1/1/20 and after.
*** The Standard plan includes one cleaning & exam per benefit period.
Dental Care Resource Center
The Dental Care Resource Center has the information and tools you need to get a healthy smile. Read helpful articles, get tips for good dental health, check symptoms or find answers to frequently asked questions.
Vision Plans
Blue 20/20SM Vision Plans to Meet Your Employees’ Needs
Our Blue 20/20 plans offer your employees a wide network of vision options. They can choose from independent eye doctors or retail chains and online vision products. Each of our plans has unique features along with great coverage for both in and out-of-network benefits. Plus, no ID card is needed for in-network vision care.
You can choose between employer-paid or voluntary coverage. And, if you purchase with a medical plan, you’ll get one bill and one enrollment to save you time!
Choose from Three Flexible Plan Options:
Blue 20/20 Exam Only | Blue 20/20 Exam Plus |
Blue 20/20 Lens and Frame Only |
Coverage for routine comprehensive eye exams | Coverage for routine comprehensive eye exams | No coverage for routine comprehensive eye exams |
Coverage for lenses or contact lenses, and frames. No frame formularies | Coverage for contact lenses or complete glasses (frames, standard lenses and lens options in one purchase.) No frame formularies | |
Additional In-network Savings |
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Discounts for glasses (up to 40% off) | 40% off additional complete sets of glasses at any in-network location anytime during the benefit year | 40% off additional complete sets of glasses at any in-network location anytime during the benefit year |
Discounts for Lasik or PRK | Discounts for Lasik or PRK | Discounts for Lasik or PRK |
20% off non-covered items including non-prescription sunglasses | 20% off non-covered items including non-prescription sunglasses | |
20% off any remaining balance above your frame allowance | 20% off any remaining balance above your frame allowance | |
Special offers on Blue Connect for discounts on frames and lenses, contacts, and other vision services and items | Special offers on Blue Connect for discounts on frames and lenses, contacts, and other vision services and items | Special offers on Blue Connect for discounts on frames and lenses, contacts, and other vision services and items |
Health & Wellness
Blue Connect℠ Member Site
Blue Connect is your personal guide to the tools you need to manage your health plan and health care. You can:
- View your deductible, claims and benefits in an instant.
- Access important documents like your digital ID card no matter where you are.
- Get health tips, articles and videos on everything from weight loss to prescription costs to dental health.
Blue Rewards℠ Program
Our Blue Rewards program encourages participation in activities that can improve your employee’s health and wellbeing. Rewards come in the form of gift cards for activities like registering for Blue Connect, sharing contact preferences or participating in a condition care or care management program.
Blue365® Health & Wellness Discounts
Blue365 gives you access to savings across all aspects of your life – including 20 percent off on Fitbit devices and over $800 off Lasik, discounts on healthy, organic meal delivery services like Sun Basket, and much more!1
Preventive Care Covered Services
In-network preventive care is covered at 100%.2 Our Preventive Care Services List shows you which services and prescriptions are considered preventive and covered at 100%.
Health Line Blue℠ Nurse Line
Health Line Blue connects you to a trained nurse, 24/7, to get your health questions answered.3
Prime Therapeutics Prescriptions by Mail
Prime Therapeutics Prescriptions by Mail delivers a 90-day supply of medications by mail. No driving. No waiting.
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