Local Group: Companies with 50 or fewer full-time employees
Request a quote or browse the topics below to learn more.
Local Group Plan Type & Network
The larger the network, the more doctors and drugstores there are in that network. Larger networks tend to have fewer limits when you need to find a doctor or prescription drugs. But, it also means the health plan may cost more.
Keep in mind that even though we offer out-of-network coverage, you'll save the most money when you see a doctor or visit a pharmacy in your plan's network.
Blue Options
- Largest Provider Network
- Integrated Rx Drug Benefit
- Available in All 100 Counties

Blue Value
- Limited Provider and Hospital Network
- Lower Monthly Cost
- Limited County Availability

Blue Local
with Atrium Health- Smaller, Local Network
- Lower Monthly Premiums
- Integrated Atrium Health Providers for Quality Care
Blue Local
with Wake Forest Baptist Health- Smaller, Local Network
- Lower Monthly Premiums
- Integrated Wake Forest Baptist Health Providers for Quality Care
Local Group Dental Plans
Dental insurance is flexible, affordable - and something your employees likely want.
Choose dental-only coverage or add it to an existing health plan. When you combine a dental plan with your group medical insurance, you get:
- One source of simplified administration
- One point of contact
- One bill and one place to update employee eligibility and changes
- Consolidated dental information about your employees so case managers can evaluate overall health
- Access to dentists in all 50 states through our national network
Dental Blue®
- Same benefit levels in- and out-of-network*
- Annual deductible
- Broad national network
- Visit any dentist*
- Traditional and Rollover plan designs
- Up to two (2) cleanings & exams per benefit period
- Single ID card with medical
Dental Blue Select® (Shelf-Rated)
- Same benefit levels in- and out-of-network*
- Lifetime deductible
- Broad national network
- Visit any dentist*
- Standard, Complete and Enhanced plans
- Up to two (2) cleanings & exams per benefit period**
- Single ID card with medical
Dental Care Resource Center
The Dental Care Resource Center has the information and tools you need to get a healthy smile. Read helpful articles, get tips for good dental health, check symptoms or find answers to frequently asked questions.
* Non-participating providers may bill members the balance for amounts higher than what is allowed for out-of-network.
** The Standard plan includes one cleaning & exam per benefit period.
Local Group Vision Plans
Blue 20/20 Vision Plans to Meet Your Employees’ Needs
Our Blue 20/20 plans offer your employees a wide network of vision options. They can choose from independent eye doctors or retail chains and online vision products. Each of our plans has unique features along with great coverage for both in and out-of-network benefits. Plus, no ID card is needed for in-network vision care.
You can choose between employer-paid or voluntary coverage. And, if you purchase with a medical plan, you’ll get one bill and one enrollment to save you time!
Learn more about our vision plans.
Choose from Three Flexible Plan Options:
Blue 20/20 Exam Only | Blue 20/20 Exam Plus |
Blue 20/20 Lens and Frame Only |
Coverage for routine comprehensive eye exams | Coverage for routine comprehensive eye exams | No coverage for routine comprehensive eye exams |
Coverage for lenses or contact lenses, and frames. No frame formularies | Coverage for contact lenses or complete glasses (frames, standard lenses and lens options in one purchase.) No frame formularies | |
Additional In-network Savings |
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Discounts for glasses (up to 40% off) | 40% off additional complete sets of glasses at any in-network location anytime during the benefit year | 40% off additional complete sets of glasses at any in-network location anytime during the benefit year |
Discounts for Lasik or PRK | Discounts for Lasik or PRK | Discounts for Lasik or PRK |
20% off non-covered items including non-prescription sunglasses | 20% off non-covered items including non-prescription sunglasses | |
20% off any remaining balance above your frame allowance | 20% off any remaining balance above your frame allowance | |
Special offers on Blue Connect for discounts on frames and lenses, contacts, and other vision services and items | Special offers on Blue Connect for discounts on frames and lenses, contacts, and other vision services and items | Special offers on Blue Connect for discounts on frames and lenses, contacts, and other vision services and items |
Local Group Health & Wellness
Blue Connect℠ Member Site
Blue Connect is your personal guide to the tools you need to manage your health plan and health care. You can:
- View your deductible, claims and benefits in an instant
- Access important documents like your digital ID card no matter where you are.
- Get health tips, articles and videos on everything from weight loss to prescription costs to dental health.
Blue Rewards Program
Our Blue Rewards program encourages participation in activities that can improve your employee’s health and wellbeing. Rewards come in the form of gift cards for activities like registering for Blue Connect, sharing contact preferences or participating in a condition care or care management program.
Blue365® Health & Wellness Discounts
Blue365 gives you access to savings across all aspects of your life– including 20 percent off on Fitbit devices and over $800 off Lasik, discounts on healthy, organic meal delivery services like Sun Basket, and much more!5
Preventive Care Covered Services
In-network preventive care is covered at 100%. Our Preventive Care Services List shows you which services and prescriptions are considered preventive and covered at 100%.
Health Line Blue℠ Nurse Line
Health Line Blue connects you to a trained nurse, 24/7, to get your health questions answered.6
Prime Therapeutics Prescriptions by Mail
Prime Therapeutics Prescriptions by Mail delivers a 90-day supply of medications by mail. No driving. No waiting.
Local Group ACA Requirements
Based on your company size, you may be subject to a penalty if you choose not to offer your employees health insurance.7 But you may be eligible for Small Business Health Care Tax credits if you have fewer than 25 full-time employees.8
More information is available through the Health Insurance Marketplace at healthcare.gov.
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