How to shop for a plan after you've lost coverage
Blue Cross NC is committed to the health and wellbeing of all North Carolinians and is prepared to help customers who have recently lost health coverage navigate their options for coverage. We offer individual and family plans (subsidies may be available), short-term plans and more.
In addition to these resources, if you have recently experienced a temporary layoff and/or reduction of hours, please speak to your employer about options for coverage.
You can enroll in an Affordable Care Act (ACA) health plan.
You may qualify for a Special Enrollment Period due to certain life events, like:
- Loss of employer-sponsored health coverage or a student health plan
- Household changes (like marriage, divorce, birth or adoption of child, or death in the family)
- A move or change in residency
If you don't have a qualifying life event or you're waiting for a health plan to go into effect, short-term medical insurance might be a good option.
Call us at 1-888-802-4171 to speak with a licensed sales agent.
You may qualify for a subsidy from the government to help pay for coverage.
You may have 60 days before or after the event to enroll
You may need a letter from an insurance company or employer to show loss of coverage.
See your options and get a free quote
Those who are 65 or older have the option of moving into a Medicare plan. Blue Cross NC offers a few options to fit your needs during this time and beyond.
You can shop for a plan yourself or speak to an agent for help by clicking the button below. Please be sure to check with your employer to make sure there are no other options for you before buying.
COVID-19 has impacted all our lives in ways we never could have imagined.
We know that after losing your job or having your hours reduced, shopping for a health plan may be the last item on your list. Keeping your family safe, finding health care, or even figuring out how to afford necessities can take a mental and physical toll.
We want to help. Even if you aren't a Blue Cross NC member, there are resources you can use to make navigating this pandemic a little easier. And we're always here - supporting North Carolina communities - when you need us.
Support during COVID-19
Dial 211, the North Carolina COVID-19 Crisis Hotline, to get access to:
- Financial assistance and education
- Food and nutrition resources
- Childcare, and more
Frequently Asked Questions
If you are no longer eligible for your employer’s health insurance, you have several options. To help you make the best choice for you and your family, here are answers to some questions you may have.