Health Insurance Plans for North Carolina

We Resolve to Make Health Care Better

No community can be truly healthy until racism no longer exists. We stand together. We stand against racism.

Read our full statement on our committment to diversity and inclusion.

Practice sun safety this summer

Being socially distant may mean spending more time outside. It's important to make sure you're being safe in the sun while outdoors.

Learn more about sun safety and sunscreen fact from fiction.

Your total health is our top priority

During this uncertain time, we know it can be hard to find the emotional support you need. Connecting with behavioral health doctors is important.

Find behavioral health specialists in your network who can help you.


COVID-19 Updates and Information

Find the most accurate and up-to-date information about COVID-19 (coronavirus).

COVID-19 Symptoms and Risks What's Covered for Members Information for Our Providers Testing Locations & Health Care

Did you know? Practicing the 3 Ws - Wear. Wait. Wash - can help you and others stay healthy.

Learn more about the 3 Ws

Shop for health insurance plans

Individual & Family

  • Three plan levels to meet health and budget needs
  • Access to a variety of health and wellness programs
  • Choose from large to local provider networks

Start Shopping

Medicare Plans

  • $0 Medicare Advantage plans available service area wide1
  • Medicare plans that fit your needs and budget
  • Trusted for over 85 years - we're here for you

Start Shopping

Business Plans

  • Small business and large group plans available
  • Statewide or budget-friendly local plan coverage
  • Add coverage with dental, vision or life insurance for all employees

Start Shopping

Shop All Plans 

Are you a member? Get more out of your health insurance

Managing your insurance plan is the key to better health. Our member resources give you the information, documents and help you need to stay on top of your health care. 

Making a payment just got easier

Pay your monthly premium, set up autopay or keep track of your past payments. 

Pay My Bill

Find and download important forms

Download claim forms, appeal forms or coverage documents to manage your medical services.

Find Member Forms

Save money with an in-network doctor

We have one of the largest provider networks. Find a doctor in your network that meets your needs.

Find a Doctor

Use the benefits you're paying for

Plan benefits can sometimes be overlooked. Understand your coverage and plan your care.

Log into Blue Connect

Did you know?

Navigating health insurance can be confusing, but it doesn't have to be. Blue Cross NC puts you in control of your health care with our easy-to-use suite of online tools - available anywhere, anytime.

Blue Connect gives you convenient access to all the things you need to feel confident in your health care decisions - like Find a Doctor, cost estimators, coverage details and our 24/7 nurse hotline. Away from your computer? Our Blue Connect Mobile app gives you the same great features while on-the-go.

Blue Connect Tools

The Point of Blue

Read more about COVID-19 (Coronavirus) and managing your health during a global pandemic. 


5 Ways to Save on Health Care Costs Today
COVID-19 Scams to Stay Away From

While social distancing has been a definite adjustment, we’ve seen it bring a lot of good. We’ve heard countless stories of the helpful neighbor buying groceries for their elderly friends, citizens sewing cloth masks to share with high-risk populations and people donating food.

Read more

Why Health Insurance is Important and What Options You Have
Tips for Managing Chronic Illnesses During COVID-19

Nurse case managers at Blue Cross and Blue Shield of North Carolina (Blue Cross NC) are working hard to help members with existing health conditions stay safe. Four of these nurses—Roanne Ray, Ebb Olwell, Cary Holt, and Grace Denton—compiled a few tips for protecting yourself and staying healthy.

Read more

Why Having a Primary Care Doctor is Important
COVID-19: Answering Your Coronavirus Questions

As the COVID-19 pandemic unfolds, there is a lot of uncertainty about the crisis. With so much new information surfacing and new articles being shared online – which seem to give different advice every hour – it can be difficult to be sure that what you’re reading is true. 

Read more

A beginner’s guide to understanding health insurance
How to Exercise at Home with Limited Space and Budget

As I write this, people across the country are staying home to quell the coronavirus. For many, budgets have suddenly tightened. Gyms, community recreation centers, and group fitness classes have suspended operations.

Read more

Other Member Websites

NC State Health Plan
Blue Cross Blue Shield Federal Employee Program


Student Blue


Healthy Blue is our health plan for Medicaid members. We work with thousands of doctors, specialists, and hospitals throughout North Carolina, and we partner with many local organizations to help you get the care and services you need to live your best.