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Enhanced premium tax credit changes may impact individual ACA plan costs in 2026.

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Better care starts here

Our purpose is to improve the health and well-being of our customers and communities. We won't stop until health care is better for all.

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Shop for Blue Cross and Blue Shield of North Carolina (Blue Cross NC) plans based on the type of coverage you need.

About Blue Cross NC

We've been committed to making health care easier to navigate, more affordable, and more accessible to all since 1933.

Global reach and coverage

We serve all 50 states and nearly 200 countries and territories around the world.1

Built by members for members

We're a not-for-profit company, which means we don't answer to shareholders. We answer to you.

Committed to affordability

Health care should be affordable, so we're finding solutions that make it better and less expensive for all.

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Blue Cross NC locations are dedicated to helping you get the insurance support you need. We're here to help you pick a plan, understand a bill, renew coverage, and much more.

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Career opportunities at Blue Cross NC

We’re much more than health insurance. We have talented professionals working in technology, data and analytics, finance, marketing and more. That includes work-from-home roles. If you’re passionate about helping others and joining a national leader for workplace culture, we want to hear from you.

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Point of Blue Blog

See the latest health and wellness news, tips and resources from our thought leaders. 

Federal premium help for ACA plans is changing

Discover how changes to federal subsidies could impact your ACA health plan costs in 2026.

A look ahead at ACA health insurance

Here’s a look at what’s driving changes for individual ACA (Affordable Care Act) plans in 2026 — and what we’re doing to help.

Our commitment to affordability

We’re digging deeper to uncover the root causes driving costs higher to find solutions that make health care better for all.