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Vision Plans

Compare vision plans

Compare Blue 20 / 20 for Individuals℠ plans to find the best coverage for you and your family.
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Affordable and complete vision plans

Selecting a vision insurance plan that works for you is simple. There are 2 options – an affordable vision plan and a more comprehensive option. Each offers great price points and a variety of benefits, including discounts at in-network providers.

You can buy a Blue 20 / 20 vision plan even if you don't have a Blue Cross and Blue Shield of North Carolina (Blue Cross NC) health plan.

 

Blue 20 / 20 Exam Plan

Blue 20 / 20 Exam Plus Plan

OverviewOur most affordable vision coverageOur most complete vision coverage
Cost per member, per monthRoutine vision care for $7.131 per member, per monthComprehensive vision coverage for $16.361 per member, per month
Copay for routine vision exams in-network$0$0
Copay for routine vision exams out-of-network$39$39
Eyeglass frames in-network

No allowance for frames

35% discount on complete set of glasses

$150 allowance

Discounts honored at in-network providers

Eyeglass frames out-of-networkNo allowance$75 allowance
Eyeglass lenses in-network

No lens benefit

35% discount in-network on complete set of glasses, including progressive lenses

$25 copay on standard plastic lenses

$25 copay plus $65 on progressive lenses2

Member costs on premium progressive lenses are dependent on tiers3

Discounts honored at in-network providers

Contact lenses in-network

15% off retail on conventional contact lenses

No discount on disposable lenses

$150 contact lens allowance
Contact lenses out-of-networkNo discount on disposable lenses$120 contact lens allowance2
Non-prescription glasses and sunglasses in-network20% discount20% discount2
LASIK or PRK coverage in-network15% off retail or 5% off promotional price15% off retail or 5% off promotional price
Retinal imaging in-networkDiscounted up to $39Discounted up to $39

How to get vision coverage

Residents of North Carolina and their eligible dependents may enroll just themselves, their spouse, a child, or their entire family in Blue 20/20.

Your effective or start date is based on when your application is received. 

Limitations and exclusions

This is a partial list of services that are not covered by Blue 20 / 20℠ for Individuals. Refer to the member benefit booklet for a full list of exclusions:

  • Lost or broken lenses, frames, glasses, or contact lenses
  • Non-prescription lenses, contact lenses, or sunglasses
  • 2 pairs of eyeglasses in place of bifocals
  • Medical and / or surgical treatment of the eye, eyes, or supporting structures
  • Vision training, orthoptic services, aniseikonic lenses, subnormal vision aids, or any associated supplemental testing
  • Services required by any governmental agency or program, or as a result of any workers’ compensation law or similar legislation
  • Any eye or vision examination or corrective eyewear ordered by a member’s employer, including safety eyewear
  • Services or materials provided by any other group benefit plan providing vision care
  • Services rendered after the last date of coverage, unless materials are ordered before the end of coverage and services are rendered within 31 days of the order
  • Benefit allowances provide no remaining balance for future use within the same benefit frequency

For costs and further details of the coverage, including exclusions and reductions or limitations and terms under which the policy may be continued in force, see your benefit administrator.

This brochure contains a summary of benefits only. It is not your vision plan policy. Your vision policy is your plan contract, including your Benefit Booklet and member ID card letters. If there is any difference between this brochure and the Benefit Booklet, the provisions of the Benefit Booklet will control.

You may be entitled to additional discounts. Check your provider listing for more information.